Make College a Reality

Get Your Student Loan from
Oswego County Federal Credit Union
Lender Code: 834245

You know the value of a college education.
Getting a college degree is a worthwhile goal. College graduates make an average of one million dollars more than those without college degrees (www.studentloanfacts.org). But the cost of a college education can be overwhelming for both students and parents. That’s why Oswego County FCU offers Federal Family Education Loan Program (FFELP) loans. Our students payments are processed with a specialized billing system. This allows your loans to be paid back with the lowest card fees. If you or another family member plans to attend a university, technical college, or any specialized training program, Oswego County FCU can help you with the funding you need to pursue your dreams.

FFELP offers loans for students and parents.

• Stafford Loans
  • The subsidized Federal Stafford Loan is based on financial need. The government pays the interest while you are in school.
  • The unsubsidized Federal Stafford Loan is not based on need but family income is a determining factor. You pay all the interest, although you can have the payments deferred until after graduation.
• PLUS (Parental Loan for Undergraduate Students) Loans
  Creditworthy parents of dependent undergraduate students and graduate/professional students can apply for this loan, which is not based on need.

Learn more about low-interest federal student loans.
Refer to the Student Loan Quick Reference Guide for more details on Stafford and PLUS Loans including:

• The application process
• Current rates
• Loan limits

Toll-free numbers to check the status of your loan account