Helping You Save More!
Oswego County FCU offers a variety of savings and investment programs. Each pays a high yield for your hard-earned money. Plus, member's deposit accounts are insured by the NCUA (a division of the federal government) for a total of $100,000, ensuring you your money will be there for you when you need it.

Share Savings
This is the initial account opened when you join Oswego County FCU. This is an excellent account to use to establish a pattern of saving on a regular basis.

Share Certificates Of Deposit
For the highest yield possible, check out an Oswego County FCU Share Certificate Of Deposit. This secure investment is a great way to earn top dividends while avoiding the risk of stocks and other investments.

Individual Retirement (IRA) Certificates
Saving for retirement is easy and profitable with a high-yield IRA Certificate from Oswego County FCU.

Individual Retirement Accounts (IRA)
Combined with the increased flexibility of eligiblity requirements, penalty-free withdrawal features and the potential for tax-exempt earnings from the Taxpayer Relief Act of 1997. IRA's have become a more viable option for saving and investing for the future. Plus, we also offer the new Roth and Educational IRA products.

Timeshare Club Accounts
Oswego County FCU offers Timeshare Club Accounts that are designed to make saving for the holidays easier and more convenient. See this website for setup.

Scottie Saver Club Accounts
With a Scottie Saver Club Account, your child can learn the value of saving money while earning Scottie Saver Bucks that are redeemable for toys, school supplies and other great merchandise.

Direct Deposit/Payroll Deduction
Both of these free services allow you to automatically make deposits into one or more of your Oswego County FCU saving/investment accounts. Using one of these services allows you to "pay yourself first" to save for that special purchase or set money aside for your retirement years.