Loans Designed To Meet All Of Your Borrowing Needs
"Oswego County FCU is an equal-opportunity lender, committed to providing credit for all members at the lowest possible cost. While many members have established and maintained an excellent credit record, the Board and management of Oswego County FCU clearly understand that some members have been adversely affected by circumstances beyond their control resulting in their inability to meet financial obligations on a timely basis. Accordingly, Oswego County FCU will carefully evaluate the loan application of each individual and offer the applicant the best rate possible based on their individual credit worthiness. A copy of the ‘Oswego County FCU Lending Policy’ is available for all members to review by visiting or calling the credit union during normal office hours."

Home Equity Loans
Both Fixed-Rate and Variable-Rate Home Equity Loans are available.
And, for a limited time the credit union will pay all reasonable closing costs!
Apply For A Home Equity Loan!

Business Funding Cash Loans
Our business funding cash loans give you quick cash for any business purpose. Get fast funding and get your business turbocharged with growth. We have merchant cash advance funding available from Merchant Advance Funding and Advantage!

Mortgage Loans
Oswego County FCU offers a full range of competitive mortgage products.
Request More Information On Our First Mortgage Products!

Share Secured Loans
Our Share Secured Loans allow you to borrow the money you need at the low rate of 6.0%, because the loan is secured by your shares in Oswego County FCU.
Apply For A Share Secured Loan!

Signature Loans
When you need a little cash for a specific purpose, an Oswego County FCU Signature Loan may be the solution.
Apply For A Signature Loan!

VISA Credit Card
Oswego County FCU offers a low-interest credit card product with a waived annual fee.
Apply For A VISA Credit Card!

Loan Pre-Approval
Let us know the purpose and amount and we will pre-approve the loan so you can shop and negotiate with peace of mind, knowing you have the commitment to finance your purchase.
Apply For Loan Pre-Approval!

Direct Deposit/Payroll Deduction
Both of these free services allow you to automatically make payment on your loan without the hassle of writing a check each month.
Apply For Direct Deposit/Payroll Deduction!

Life and Temporary Disability Insurance
This low-cost insurance is available to pay the balance of the loan in the event of death, or monthly payments in the event the borrower is disabled and is not capable of working.